The app that makes money work, so you can live limitless.
What's inside
The first neobank that listens, decides, and acts.
The agent is the surface. The bank is underneath.
Make your money borderless.
Send money globally in seconds, not days. Instantly reach 60+ countries with transparent fees, all through a simple, seamless experience.
Grow your money automatically.
Earn 5–10% on your balance with instant access anytime. Invest in 250+ US stocks directly from your wallet: fractional shares, live market data, trades from $0.20.
Your personal wealth assistant.
Nim learns who you are, gives personalised guidance, and moves money for you. No spreadsheets. No endless research. No second-guessing every decision.
Why now.
Three forces converge to make agentic banking possible.
Agents can now operate on money safely.
Sandboxed actions and deterministic confirmation make it possible for software to move real money without the failure modes of last-generation automation.
People trust AI with real decisions.
Three in four say AI lets them ask the financial questions they’re too embarrassed to ask anyone else. The behaviour change has already happened.
Stablecoins make a bank cheap to build.
Public, programmable rails replace correspondent banking: same money, one hop, 24/7. The cost of running a global bank collapses by orders of magnitude.
Built for a global generation.
People across the world use Liminal to spend, save, invest, and move money effortlessly.
Your money, finally worth talking to.
Available on iOS and Android.