Website Terms of Service

Plain-English note: these terms cover your use of this website only. If you use the Liminal app, the App Terms of Service apply to the app. Short explanations like this one aren't legally binding - the full text of each section is what counts.

1. Who We Are

This website is operated by Liminal Finance Ltd ("Liminal", "we", "us"), a company registered in England and Wales, company no. 16556039, registered office at 41 Pitfield Street, London, N1 6DA, United Kingdom. Contact: support@liminal.cash.

2. What This Website Is For

This site tells you about Liminal. The product itself lives in the app, under its own terms.

This website provides information about Liminal, the Liminal app, and related topics. It also hosts editorial content, a contact form, and careers information. The Liminal app and its features are provided under the App Terms of Service, which you accept separately when you use the app. Nothing on this website changes or forms part of the App Terms.

This website also includes Nim, an AI assistant you can ask questions about Liminal. It is a free demonstration provided "as is", subject to usage limits, and we may change, limit, or withdraw it at any time. What Nim tells you is general information - Section 3 applies to it in full.

Features described on this website are subject to eligibility, availability in your jurisdiction, identity verification, and the App Terms. Descriptions on this website are provided for general information and may describe features that are not available in your location or that change over time.

3. No Advice

Nothing on this site is advice - financial, investment, tax, legal, or immigration.

The content on this website - including all articles in the Learn section - is general information and commentary. It is not financial, investment, legal, or tax advice, it is not immigration or relocation advice, and it is not a personal recommendation of any product, transaction, or course of action. Content about specific countries (for example, articles about taxes, visas, or moving abroad) is general in nature, may be out of date, and does not account for your circumstances. Always consult a qualified professional - such as a tax adviser or immigration lawyer - before acting on anything you read here.

This applies equally to anything Nim tells you. Nim's replies are generated automatically by an AI model. They may be incomplete, out of date, or simply wrong, and they are not financial, investment, legal, tax, immigration, or relocation advice, nor a personal recommendation. Don't rely on them: check anything that matters with us directly or with a qualified professional before you act on it.

Any yields, rates, fees, or performance figures shown on this website are indicative, variable, and not guaranteed. Past or current rates are not a promise of future rates. Nothing on this website is an offer, solicitation, or inducement to buy or sell any investment or to engage in any transaction.

4. Using This Website

Use the site normally; don't abuse it.

You may use this website for lawful purposes only. You must not:

• Attempt to gain unauthorised access to the website, its servers, or connected systems
• Introduce malware or other harmful material
• Scrape, harvest, or bulk-download content or data, including by automated means, except as permitted by law
• Use the website to send unsolicited communications or to impersonate us or anyone else
• Interfere with the website's operation or other visitors' use of it

5. Intellectual Property

The content is ours. Read and share links freely; don't republish.

We own or license all rights in this website's design, code, text, graphics, branding, and other content. You may view the website and share links to it. You must not copy, republish, or commercially exploit content from this website without our permission, and you must not use our branding or trade marks without our consent.

6. Third-Party Links

Links take you to places we don't control.

This website links to third-party sites and services - including the Apple App Store, Google Play, and our social media pages. We don't control those sites and aren't responsible for their content, terms, or privacy practices. Following a link is at your own choice and risk.

7. Accuracy and Availability

We keep the site accurate and available on a reasonable-efforts basis.

We work to keep the information on this website accurate and up to date, but we don't guarantee that it is complete, accurate, or current at all times, and we may change or remove content without notice. Statistics and figures shown (for example user numbers or volumes moved) reflect a point in time. The website may occasionally be unavailable, including for maintenance.

8. Our Liability

The site is informational; our liability for it is limited - but your statutory rights are never affected.

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law. If you are a consumer, nothing in these terms affects your statutory rights.

Subject to the above: this website is provided free of charge, "as is" and "as available". To the maximum extent permitted by law, we are not liable for loss or damage arising from your use of, or inability to use, this website or your reliance on its content - including business losses if you use the website for commercial purposes. This section applies to the website only; our liability in relation to the Liminal app is dealt with in the App Terms of Service.

9. Changes to These Terms

We may update these terms from time to time. The version published on this page applies from its "last updated" date. If you continue using the website after changes, you're agreeing to the updated terms.

10. Governing Law and Disputes

English law only.

These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute. If any part of these terms is found invalid or unenforceable, the rest still applies.

11. Contact