Currency converter
Live mid-market rates for every currency Liminal moves money between — your exact quote, fees and all, is confirmed in the app.
- Mid-market exchange rateThe midpoint banks trade at, refreshed continuously — shown before anyone adds a spread.
- Every currency we serveThe selectors are generated from our live payment configuration, so the list is never out of date.
- Confirmed before you sendThe app shows your exact quote, fees and all, before any money moves.
Three ways you can move your money
Deposit
Add money from your bank into Liminal and hold it in USD, EUR, BRL or SGD — ready to save at 5-10% APY or buy US stocks.
Send Abroad
Pay someone in another country straight from your bank. Your money crosses the border as a stablecoin and lands as local currency.
Withdraw
Move money from your Liminal account to another bank account, in any of the currencies we pay out to.
Explore popular routes
About these rates
It is indicative. The rate shown is the mid-market rate and it moves. Your final quote, fees and all, is confirmed in the app before you send anything.
Mid-market is the midpoint between what banks buy and sell a currency for — a real reference rate, but not one you can transact at. Our payment partners apply their own spread on top, which this page does not attempt to guess.
Because the money takes a different route. Adding money crosses a deposit rail; sending abroad crosses a deposit rail and a payout rail; withdrawing crosses only a payout rail. Some routes also need a currency conversion in between and some do not — a pound deposit already arrives as dollars, so converting it costs nothing extra.
Every currency in the selectors is one we actually serve — the list is generated from our live payment configuration, so it is never out of date.