Invest in stocks. Own a piece of everything.

You can invest in 720+ US-listed stocks and ETFs across NASDAQ, NYSE, and AMEX, covering sectors from tech and finance to consumer goods and healthcare. That range covers most household-name companies alongside a broad set of ETFs for anyone who would rather hold a diversified basket than pick individual names. The list is drawn from major US exchanges rather than a curated shortlist, so it is closer to what a traditional brokerage offers than the limited stock lists some fintech apps restrict you to.

Yes. You can buy fractional shares starting from as little as $1, so you do not need enough capital to buy a whole share of an expensive stock just to get started. That matters for something like a $3,000 stock, where buying even one full share would otherwise be out of reach for most people investing casually. Fractional ownership still represents real, proportional ownership in the underlying company, it is just sized to whatever amount you actually want to put in.

Yes. Liminal is designed for a global lifestyle, so you can invest in US stocks regardless of which country you are currently living in, without needing a local brokerage account in that country first. That is particularly useful if you move between countries often, since a traditional brokerage account is usually tied to your country of residence and can be disrupted or restricted if you relocate. Your portfolio and holdings stay with you rather than being tied to wherever you happened to open the account.

You can place both market orders, which execute immediately at the current price, and limit orders, which only execute once a stock hits a price you specify, directly in the app. Pricing is real-time rather than delayed, so what you see when you place an order reflects the actual current market rather than a quote from several minutes ago. Execution is fast enough that there is no separate settlement wait before the position shows up in your portfolio, and Nim can explain what a given order type means if you are unsure which to use.

Trades are simple and transparent, with a flat fee of $0.20 per trade regardless of how large or small the order is. There is no percentage-based commission that scales with trade size, no separate fee for limit orders versus market orders, and no hidden spread layered into the execution price. That flat structure means the fee on a $10 trade and a $10,000 trade is identical, which is different from brokers that charge a percentage and cost more the larger you trade.

Yes. You can track your portfolio in real time, including individual positions, overall performance, and profit and loss, all updating live rather than on a delay. That view sits in the same app you use for savings and transfers, so you do not need to cross-reference a separate brokerage statement to understand your full financial picture. Nim can also explain what is driving a specific move in your portfolio, like why a stock jumped after an earnings report, if you want context beyond the raw numbers.

Yes. You own the shares you purchase, including fractional shares, which represent genuine proportional ownership in the underlying stock rather than a synthetic derivative or a tracker that merely follows the price. That means the same rights that come with any share ownership apply here, scaled to whatever fraction you hold. It is a meaningful distinction from CFD-style trading products, where you are speculating on a price movement without ever holding the underlying asset itself.

Yes. You can hold currencies like USD, EUR, GBP, BRL, MXN, and COP in one wallet and move between them before investing, converting into USD at the point you are ready to buy a US-listed stock. That means you do not need a separate currency-conversion step through your bank before you can invest; it all happens inside the same app, at the same real-time rate you would use for any other conversion. It is particularly useful if your income arrives in a currency other than USD but you want US market exposure.

Most investing apps assume you have already got US dollars sitting in a US brokerage account, which means separate steps, and separate providers, for currency conversion and for the actual investing. Liminal removes the need for separate brokers, accounts, and currency-conversion steps by combining them into one flow: you can go from holding, say, GBP to owning a fractional share of a US stock without leaving the app. That directness is the main difference, not a longer feature list, just fewer places for friction to creep in.