Find out where your money is actually going
An AI agent can go through your spending line by line and flag what you’d never catch scrolling through a bank app. Forgotten subscriptions. Recurring charges that quietly crept up. Categories where you’re spending more than you think.
It doesn’t just point out the problem, either. It can suggest small, realistic changes, like switching providers or trimming a subscription you don’t use, and let you approve or reject each one. You stay in control. The AI agent just does the digging.
Put idle money to work in a better savings account
Money sitting in a low-interest account is losing value every month, and most people don’t notice because nothing about it feels broken. An AI agent can flag pots of cash like this and suggest better places for it to sit, whether that’s a high interest savings account or an investment that matches your risk tolerance.
Invest smarter with an AI agent by your side
If you already invest, an AI agent can analyse your portfolio and tell you where you’re winning, where you’re losing, and why. If you’ve never invested before, it can walk you through the entire process in plain English and place trades on your behalf once you’ve made the call.
How Nim, your AI financial assistant, helps you save
Nim is Liminal’s AI financial assistant, and saving money is one of the things it’s built to do well.
Ask Nim to do a deep clean of your finances, and it will go through your accounts to find where you could be saving, often hundreds of pounds a year in subscriptions, spending patterns like too many clothing hauls or one too many takeaways, and idle cash you’d forgotten about.
From there, Nim builds you an actual plan. Not a vague suggestion to “spend less,” but specific savings goals with weekly or monthly check-ins, whichever you prefer, so you always know if you’re on track.