Aug 11, 2026

How to Make Money Using AI With Liminal

Everyone wants to make more money, but not everyone has the time or expertise to figure out how. If you've been searching for ways to make money using AI, you've probably found a lot of vague advice about “AI side hustles.” This is different. AI is now built directly into personal finance apps, and it's changing how ordinary people save, invest, and spend, not through some hustle, but through smarter everyday decisions with the money you already have.

Liminal brings this to life through Nim, a financial agent that gives you a full financial picture in one app.

Here's how using AI to make money actually works in practice:

Learn with Nim

Speak to Nim about building a savings safety net or investing in stocks and shares. Nim explains everything in plain English, no jargon. Getting your finances into a risk-aware structure is the foundation for building real wealth and helps ease the money worries that come with not knowing where to start.

Invest with Nim

Once you've decided what to invest in, Nim can execute the purchases for you, making investing as simple as it gets. Even small amounts invested early open the door to compound growth over time, a simple way to grow your finances without needing to be a market expert.

Save with Nim

This is where AI-powered spending insights make the biggest difference. Connect your other bank accounts and Nim does a proper deep dive into your income and spending, not just a surface-level overview. It works out where you have spare money sitting idle and puts it to work, while also finding every place you're spending more than you need to, whether that's a forgotten subscription or a lifestyle habit that's crept up on you. The goal isn't to make you cut everything out, it's to make sure you're spending as little as possible while still living the lifestyle you want, and taking some of the financial pressure off in the process. This is especially useful if impulse spending is your weak spot: tell Nim what you're thinking of buying before you buy it, and Nim will tell you whether it fits your budget or not, based on your actual habits, not just a gut feeling, so you can save money without overthinking every purchase.

A few examples of what that looks like in practice:

Nimnow

Nim found £2,000 sitting in a current account and earning nothing. Chat to Nim to put it to work

Nimnow

Nim spotted 3 streaming subscriptions you might not be using. Chat to Nim to review them

Nimnow

Nim noticed this is your third takeout order this week. Chat to Nim before you tap confirm

Nimnow

Thinking about buying those trainers? Chat to Nim first to check they fit your budget

That last one is a genuine game changer if impulse spending is your weak spot. Instead of buying now and regretting it later, you get an honest check-in before the money leaves your account. Over time, Nim saves you money and puts that money to work in savings and investments that grow. That's how AI can really make you money.

Ready to see what Nim can do with your money? Get started with Liminal.

Smarter money, powered by AI.

FAQ

Frequently
asked questions

Yes, indirectly. AI tools like Nim don't generate income on their own, but understanding how to make money with AI is really about smarter decisions with the money you already have: investing sooner, cutting unnecessary spending, and putting idle cash to work, which adds up to real financial gains over time.

Liminal is a multi-currency finance app with AI money management built in through Nim, its financial agent. Nim analyses your spending, executes investments on your instruction, and surfaces personalised insights, all in plain English.

AI investing tools like Nim explain your options in simple terms, then execute trades on your behalf once you've decided what to invest in, removing the friction of manual stock purchases.